Burnout and depression are among the most common mental health conditions affecting many working Canadians today. According to the Canadian Mental Health Association, over 500,000 Canadians miss work each week due to mental health-related issues.
A significant portion of these absences is linked to chronic workplace stress, clinical depression, and burnout. These conditions increasingly contribute to the surge in long-term disability (LTD) claims across the country.
In fact, recent data from the Canadian Life and Health Insurance Association (CLHIA) indicates that mental health disorders now account for over 30% of all disability claims submitted to group insurance carriers, with depression and burnout leading the charge.
These conditions are not merely emotional or psychological challenges. They are disabling health issues that can profoundly impair a person’s ability to function in both professional and personal domains. Individuals suffering from burnout and depression often find themselves unable to maintain employment or perform basic daily activities, which can make long-term disability benefits a vital source of income and stability.
Despite the growing recognition of mental health disabilities, insurance companies frequently deny claims related to burnout and depression. These conditions are often cited with insufficient medical evidence, a lack of objective findings, or an alleged capacity to work in some alternative role, particularly after the change in definition at the two year mark.
At Lalande Disability Lawyers, we understand the real impact these conditions have on a person’s life. Based in Hamilton, Ontario, our disability law firm is dedicated to advocating for individuals across Canada whose claims have been denied. We help our clients navigate the legal and evidentiary complexities of disability appeals to ensure they receive the financial support and peace of mind they rightfully deserve.
Occupational burnout is a prolonged state of physical, emotional, and mental exhaustion caused by excessive and prolonged stress at work. Unlike everyday fatigue, burnout doesn’t go away with a good night’s sleep. Instead, it builds over time, leaving individuals feeling drained and unable to meet job demands.
This condition can be severe, with physical and emotional consequences that go beyond the workplace. Burnout is more common in professions with high-stress environments, fast-paced work, or emotionally demanding tasks.
These professions often place heavy demands on workers, causing them to feel overwhelmed, ineffective, and drained. While burnout itself isn’t a medical diagnosis, its symptoms can closely resemble those of depression and can lead to long-term disability if left untreated.
If left unchecked, burnout can progress into more severe conditions, including depression, anxiety, and other mental health disorders.
While burnout is a response to prolonged work stress, occupational depression is a more severe, diagnosable condition. It often arises as a result of burnout or other prolonged stressors at work.
Depression is recognized as a clinical mental health disorder, and unlike burnout, it requires medical intervention. It can impair an individual’s ability to work, maintain personal relationships, and carry out everyday tasks.
Occupational depression is typically characterized by persistent feelings of sadness, hopelessness, and worthlessness. It can affect both the mental and physical health of individuals, making even the simplest of tasks feel overwhelming.
Burnout and depression are not the same, but they are closely connected — especially when burnout goes unchecked. Burnout often begins as a response to ongoing work-related stress: constant pressure, unrealistic demands, lack of support, or emotionally draining responsibilities. At first, a person might feel mentally and physically exhausted, disconnected from their work, and increasingly ineffective in their role. If this continues without rest or proper support, burnout can deepen and evolve into something more serious: clinical depression.
When someone stays in a high-stress environment without time to recover, the brain’s stress systems become overwhelmed. Chronic burnout can disrupt important brain chemicals like serotonin, dopamine, and cortisol — all of which regulate mood, motivation, and energy. Over time, this imbalance can make it hard to feel joy, focus, or even get out of bed. What once felt like stress or frustration may shift into persistent sadness, numbness, or despair — clear signs of depression.
For many people, this transition isn’t sudden. It can happen gradually — a slow slide from burnout into full-blown depression. Unfortunately, by the time someone realizes what’s happening, they may already be struggling to function at work or in daily life. This is often the point where people consider applying for long-term disability benefits — not because they want to stop working, but because their mental health has reached a breaking point.
If you’re in this position, you’re not alone. Many long-term disability claimants have been in your shoes. They’ve faced relentless pressure, given everything they had to their jobs, and reached a place where continuing to work was no longer possible. Recognizing this pattern — and understanding that depression caused by burnout is real, serious, and medically recognized — is often the first step toward getting the help and support you need.
Occupational depression is a serious mental health condition that arises from prolonged and unresolved work-related stress. It often mirrors the symptoms of major depressive disorder but is rooted in the demands, pressures, and chronic strain of the workplace. Individuals experiencing occupational depression may feel persistently sad, hopeless, or emotionally numb. They often report a marked loss of interest or enjoyment in work-related tasks and activities they once valued. Cognitive symptoms are common and may include difficulty concentrating, impaired decision-making, and persistent negative thinking related to their job or self-worth. Many individuals find themselves overwhelmed by feelings of inadequacy or failure, even when their performance does not justify these thoughts.
Physically, occupational depression can manifest through constant fatigue, disrupted sleep patterns, headaches, gastrointestinal issues, and other unexplained physical complaints. These symptoms are not relieved by rest or vacation time and often worsen as the individual remains in the same high-stress environment. Changes in appetite or weight, as well as increased vulnerability to illness, are also common. The condition may lead to significant changes in behaviour, such as social withdrawal, increased irritability, frequent absenteeism, or a noticeable decline in work performance. Some individuals may turn to alcohol or medication as a way to cope with the emotional toll.
Occupational depression does not resolve on its own and, over time, can significantly impair a person’s ability to function both at work and in daily life. If left untreated, it can develop into severe, chronic depression. For many individuals, this condition makes it impossible to continue working. In such cases, consulting a healthcare provider is critical, and legal support may be necessary. A long-term disability lawyer can help assess whether an individual qualifies for disability benefits and guide them through the claim process with the goal of securing the support they need to focus on recovery.
Certain jobs place employees at a higher risk for burnout and depression. These occupations often come with high levels of stress, long hours, and emotional demands that can take a serious toll on an individual’s well-being. Below are seven professions that are more prone to causing burnout and depression.
Healthcare workers, including nurses, doctors, and paramedics, frequently experience long shifts, high-pressure environments, and emotional strain from dealing with sick and injured patients. The constant demand and exposure to traumatic situations make healthcare professions one of the highest-risk occupations for burnout and depression.
Teachers play a crucial role in shaping young minds, but they also face enormous pressures, such as managing large classrooms, dealing with diverse student needs, and meeting educational standards. The emotional labour involved in teaching, combined with administrative duties, can lead to burnout and, eventually, depression.
First responders are on the front lines, dealing with life-threatening situations, trauma, and violence. These high-stress jobs often result in chronic exposure to stressful and dangerous environments, leading to burnout and mental disorders such as post-traumatic stress disorder (PTSD), anxiety, and depression.
Social workers manage emotionally intense situations, such as cases of abuse, neglect, and family trauma. The emotional burden of dealing with vulnerable populations, coupled with high caseloads and limited resources, can quickly lead to burnout and clinical depression.
Customer service roles can be highly stressful, especially when workers have to deal with difficult customers, long hours, and high call volumes. This constant emotional labour, combined with a lack of control over situations, increases the risk of burnout and depression among customer service workers.
While the tech industry is known for its innovative nature, it can also be highly stressful. IT professionals often work long hours to meet deadlines, fix critical issues, and keep up with rapidly changing technology. The pressure to perform can result in burnout, and over time, contribute to depression.
Corporate executives are responsible for making high-stakes decisions and meeting organizational goals. The constant pressure to lead, manage teams, and handle company crises can contribute to chronic stress, burnout, and eventually depression.
If you’re struggling with burnout and depression caused by your job, you might be wondering whether you’re eligible for long-term disability (LTD) benefits. The answer depends on several factors.
Burnout itself is not a medical condition that qualifies for LTD benefits in Canada. Insurance companies often argue that burnout is a situational issue that can be resolved by improving work-life balance or taking a short leave. However, burnout can lead to more serious mental health conditions, such as major depressive disorder, which may qualify you for long-term disability benefits.
For long-term disability to be approved, it must be proven that the individual cannot perform the essential duties of their job due to their condition. In the case of depression, this may involve showing that the symptoms severely affect one’s ability to carry out daily tasks or meet job expectations.
In many LTD policies, the definition of total disability changes after the first two years of the claim. Initially, it focuses on whether the individual is unable to perform their specific job duties. After two years, it may shift to whether the individual is unable to perform the duties of any occupation for which they are reasonably qualified, given their education, experience, or training. This is where depression caused by burnout can complicate the claim process.
Depression can be so debilitating that it prevents a person from performing both work and daily tasks. Symptoms such as suicidal thoughts, severe cognitive dysfunction, and complete emotional withdrawal can render someone incapable of maintaining any level of employment. In these cases, depression may qualify as a total disability under LTD insurance policies.
If you’re struggling with burnout that has turned into depression, know that you are not alone — and this isn’t your fault. Many people in high-pressure jobs push themselves for months or even years before realizing that their mental health has suffered to the point where working is no longer sustainable. Depression is a serious medical condition, not a personal weakness. When it interferes with your ability to function day to day, you may have the right to seek long-term disability benefits.
Navigating a disability claim can feel overwhelming, especially when you’re already emotionally drained. That’s where we come in. A long-term disability lawyer can help you understand your rights, gather the medical evidence you need, and fight for the benefits you deserve — so you can focus on your health and recovery.
If your long-term disability claim has been denied, don’t wait. Contact our office today for a free consultation. We’re here to listen, support you, and help you move forward with confidence. Call us today at 1-844-434-7224, or fill out our confidential contact form and someone from our disability team will get right back to you. With the help of an experienced long-term disability lawyer, you can navigate the complexities of disability claims. Let us help you understand your options and guide you through the process of securing the support you need.
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Yes, while burnout itself may not qualify for long-term disability benefits, it can lead to conditions like major depressive disorder, which may be considered a total disability under most policies.
If burnout leads to severe depression or anxiety that prevents you from working, you may be eligible for long-term disability benefits. Speak with a medical professional and a lawyer to determine your eligibility.
Yes, jobs in healthcare, education, first response, and customer service are often linked to higher levels of burnout and depression due to emotional strain, long hours, and high stress.
Symptoms of occupational depression include severe fatigue, withdrawal from social interactions, inability to complete everyday tasks, and feelings of hopelessness or worthlessness.
Consult a disability lawyer to help guide you through the appeal process. It’s important to have proper medical documentation and legal support to strengthen your case.