Disability Lawyer for Stroke Victims

If your Long-Term Disability has been denied call us for your FREE CONSULTATION today.

Long-Term Disability Lawyer for Stroke Victims

Free Consultations Nationwide. Call 1-844-434-7224 or Send us a Message Today.  If you have suffered a Stroke and have been Denied your Long-Term Disability Benefits we can help.

Our Disability Lawyers help people who have survived a Stroke & have been Wrongfully Denied their Long-Term Disability Benefits. Always FREE Consultations and you NEVER pay upfront. 

A stroke is a medical condition that arises due to an interruption in the brain’s blood supply. In Canada, the number of new stroke cases annually averages around 50,000, with approximately 40% of these patients enduring prolonged disabilities after survival. Moreover, a significant 10% of individuals suffering a stroke end up needing continuous assistance due to the severity of their disability.

Stroke survivors can develop physical disabilities, cognitive change and mental disabilities. It is a life-changing event which can mean reduced opportunity for employment and worsened quality of life. Survivors may face impaired mobility, muscle weakness, or coordination difficulties that make even simple daily tasks like dressing or preparing meals daunting. Cognitive functions such as memory, concentration, and problem-solving abilities can be significantly compromised, further complicating one’s ability to perform tasks at work or manage everyday responsibilities.

A 2017 report by the Heart & Stroke Foundation of Canada reports that there are now over 400,000 Canadians who are survivors of stroke, with that number expected to double over the next twenty years. Today, it is the leading cause of Long-Term Disability in the country.

For individuals who have survived a stroke and have been denied Long-Term Disability Benefits, they are often left with a daunting financial burden. When insurance companies deny Long-Term Disability claims, stroke survivors are often forced to confront the harsh reality of mounting medical expenses, rehabilitation costs, and basic living needs without the essential financial support they anticipated. This denial not only exacerbates their financial distress, but it can also take an emotional toll on stroke survivors.

If you have been denied Long-Term Disability Benefits after surviving a stroke, don’t wait any longer. Contact Camporese Lalande Disability Lawyers to speak with our experienced stroke Long-Term Disability lawyers today, and let us help you get the benefits you deserve. Call our Disability Lawyers today at 1-844-4-DISABILITY for your FREE CONSULTATION or alternatively, send us a message through our website and we will be happy to get right back to you and schedule your FREE CONSULTATION and explain your legal rights to you, and what remedy you may be entitled to. Remember – if we work together, our stroke disability lawyers NEVER ask for money upfront, under any circumstances. Our disability lawyers only get paid if you get paid.

What is a Stroke?

A stroke, alternatively referred to as a transient ischemic attack or cerebrovascular accident, is a condition that arises when the brain’s blood supply is obstructed. This blockage deprives the brain of crucial oxygen and nutrients, causing brain cells to die within minutes. Additionally, sudden intracranial bleeding can lead to a stroke by damaging brain cells.

Such an event constitutes a medical emergency due to its potential to cause persistent brain damage, long-term disability, or even fatality. Symptoms can vary widely, from mild debilitation to paralysis or numbness on one side of the face or body. Additional signs may include sudden, intense headaches, unexpected weakness, vision problems, and difficulty with speech or understanding spoken language.

In the event of a suspected stroke, it is crucial to call 9-1-1 immediately. Driving to the hospital or having someone else drive you is not advisable. Instead, an ambulance should be called so that medical professionals can commence life-saving procedures en route to the hospital, as time is of the essence in such situations.

Upon reaching the hospital, a specialized stroke team will evaluate your state and implement appropriate treatment, which could include medication, surgical intervention, or other procedures. Your recovery trajectory will depend largely on the severity of the stroke and the promptness of your treatment. A comprehensive rehabilitation plan may aid in reacquiring abilities that were part of your life pre-stroke.

Causes of Strokes

A stroke is a medical emergency where oxygen is not able to reach the brain, resulting in brain damage. Normally, the heart pumps blood that is full of oxygen to the brain through blood vessels called arteries, but there are a number of situations that can result in that blood not reaching the brain.

There are a number of biological and behavioural risk factors that can lead to the onset of a stroke. These include:

  • Age: Although the age of individuals experiencing strokes is decreasing, older individuals are still more likely to develop strokes, likely having to do with how blood vessels lose strength and are more prone to rupture or injure as someone gets older. People from 15 to 49 years of age have a one in seven likelihood of having a stroke.
  • Gender: Women are more likely to have a stroke than men, and strokes result in greater numbers of deaths in women than in men as well.
  • Diabetes: Individuals with diabetes have 2-3 times the likelihood of experiencing a stroke. 
  • Hypertension (or high blood pressure): Damage from increased levels of blood pressure results in a natural wearing down of the artery walls, making them more prone to leaking and rupture. 
  • Family history: People who have family members who have a history of stroke are at greater than normal risk of experiencing a stroke. People could also have a family history of stroke, as well as other conditions closely connected with strokes, such as diabetes and hypertension
  • Smoking: Smokers are twice as likely to experience a stroke than non-smokers. Inhaling smoke results in weaker and damaged blood vessels, which can lead to a stroke. Smoking is also connected to high blood pressure, another related factor to the onset of a stroke. 
  • Physical condition: There is a connection between obesity and diabetes with the onset of a stroke, which are conditions common in people who have less physical activity on a regular basis. Individuals who are overweight or do not regularly exercise are at much higher risk of having a stroke. 
  • Drug use: People who use drugs such as cocaine are at a greater risk of having a stroke. Taking certain drugs leads to blood vessels contracting, allowing less blood to flow through, and increasing the chance of a blockage. Cocaine in particular also contributes to issues with the heart, including an irregular heart rhythm and increased heart rate, which can damage the artery wall. 

Symptoms of a Stroke

For many individuals, experiencing a stroke is something unexpected. When the brain loses oxygen, there is damage done to the nerves. These nerves are what help control actions and the ability to do certain activities. Many of the symptoms associated with a stroke are a result of this lack of cognitive control: 

  • “Droopiness” in face muscles: One of the tell-tale signs of a stroke is seeing “droopiness” – where someone cannot maintain a facial expression, or where elements of the face are noticeably sagging downward – as a result of brain damage.
  • Lack of control over the arms: People experiencing a stroke will also be unable to have full control over their body parts, and may be unable to do movements like raising both of their arms.
  • Slurred speech: Someone who is experiencing a stroke may lose the ability to speak clearly or coherently. They may not be able to enunciate properly which can be connected to their loss of muscle control. Their speech may also be confusing if the stroke is affecting the nerves that help organize thoughts into words, resulting in sentences that don’t make grammatical sense. For survivors of strokes, this can result in long-lasting effects on their ability to speak and may result in a long-term condition known as aphasia, which can have a serious impact on their ability to find and keep work. 
  • Overall physical disability: In addition to losing control over the muscles controlling facial movement and expression, the arms and legs, and the muscles in the mouth that help manage speech, a stroke survivor may experience disability throughout the body during the stroke. This may be experienced in varying levels of numbness and paralysis and can result in temporary loss of vision, headaches, or loss of balance. 

Types of Stroke

There are three main types of strokes:

Ischemic stroke

Ischemic stroke occurs when a blood clot stops blood from reaching the brain, resulting in brain damage. Blood clots form when the artery hardens because of too much plaque from fat or calcium that builds up and creates blockages in the artery. This build-up of fat and calcium can be the result of lifestyle like having an unbalanced diet and not enough physical movement in daily life. This is the most common form of stroke, with over 87% of strokes identified as ischemic strokes. 

Transient ischemic attack (TIA)

A less serious form of ischemic stroke is called a transient ischemic attack (TIA). Ischemic strokes mean that there is complete blockage of the artery, but in cases of TIA, the flow of blood – and oxygen – to the brain is restored in a few minutes, meaning that the damage done is less than that of an ischemic stroke. TIA lasts only about 60 minutes at the most, but should still be considered a serious medical condition. Almost a third of people who experience TIA go on to have an ischemic stroke in the future. 

Hemorrhagic stroke

Hemorrhagic stroke happens when there is a rupture or break in an artery, resulting in pressure on brain cells. Hemorrhagic strokes can come in two forms:

  • Intracerebral hemorrhage: the most common form of hemorrhagic stroke, it happens when an artery located in the brain is damaged and ruptures, causing blood to flow into the area of the brain. 
  • Subarachnoid hemorrhage: a form of hemorrhagic stroke that is a result of an artery bursting not in the brain but outside the brain matter and the surrounding tissue.

High blood pressure or hypertension is one of the most common reasons for a hemorrhagic stroke. There are a number of factors connected to hypertension, which include having a family history of the condition, lack of sufficient sleep, obesity or being overweight, maintaining an unhealthy diet that contains foods high in fat, salt, or cholesterol, and having other conditions that might affect your body’s ability to maintain lower healthier blood pressure.

While it is relevant to understand which type of stroke you have a higher than normal probability of developing, it’s important to understand the impact of any of the three types of strokes can be incredibly disabling for anybody.

Can Having a Stroke Affect a Person’s Ability to Work?

Having a stroke can have a profound impact on an individual’s capacity to perform their job efficiently. The physical and cognitive impairments that may result from a stroke, such as weakened motor skills, memory loss, or difficulty with language, can pose significant challenges in a work environment. Consequently, a stroke survivor may have to stop working entirely.

Serious physical symptoms

The physical symptoms and effects of a stroke can have serious, long-lasting effects on someone’s ability to continue a job. These include:

  • Slower response times 
  • Weakened physical ability
  • Nausea
  • Issues with coordination and balance 
  • Less bowel and bladder control
  • Reduced vision
  • Reduced decision-making ability
  • Paralysis
Reduced mental capacity

A stroke not only affects someone’s physical abilities and function but can also result in permanent damage to their cognitive and mental capacity as well. For the few individuals fortunate enough to not have any lasting physical disability as a result of their stroke, other mental disabilities may create different obstacles to ever returning to work. 

Mental fatigue

From the surprise experienced at the onset of a stroke to experiencing symptoms and effects of the condition to learning about any disabilities that the condition has caused, living through a stroke is a stressful situation. For someone in this continued state of stress, mental fatigue can develop, which is a condition that makes someone physically tired and mentally drained.

Mental fatigue makes it difficult to find the motivation to learn, make plans, identify problems, and create solutions. It arises in cases of stroke because of the amount of mental stress someone is put under during the entire process. It can be similar to depression in the different signs that people with mental fatigue and depression show, like low energy and lack of drive. 

Cognitive disability

Stroke survivors may also have reduced ability and cognitive skills, which can mean a lessened ability to resolve problems, deal with people’s issues, and create solutions to challenges faced at work and in life. This can affect someone’s working life in two related ways: their ability to return to their position and industry of work, and their ability to retrain and find new work opportunities. 

Cognitive disabilities are extremely damaging for individuals who work in positions that require a high level of ability. This could affect any number of individuals working at skilled positions in any number of industries, for example:

  • A management-level employee may no longer be able to manage a stressful work environment.
  • An accountant or bank employee could lose the ability to understand and complete mathematical equations
  • Service workers may be flustered at simple customer requests and have to relearn how to troubleshoot in different situations. 
  • Seasoned emergency service and front-line workers might be in situations that they might normally handle with ease, only to panic because they’ve lost the ability to reason their way out of different situations. 

This disability is harmful to someone’s ability to return to employment not only because it affects a person’s ability to figure things out on the job, but also because it makes it many times more challenging for someone trying to retrain for an alternative position to do so as well. The ability to gain new knowledge can even be more cognitively demanding than recalling memorized practice or knowledge, and people who have experienced strokes may discover that they aren’t mentally able to learn new skills and remember information as easily as they were able to before the stroke.

Reduced functioning

People who have survived a stroke may also have disabilities that affect their ability to perform basic functions in the workplace. 

  • Sense experience and skill: There may be long-term effects on their five senses that may create extreme difficulty for those working in industries where it’s necessary to have a well-developed sense skills.
  • Hand-eye coordination: The ability to coordinate movements and actions between the hand and the eye is something that many take for granted, but a stroke can make even simple tasks like judging the distance to toss a set of keys or correctly filling the gas tank of your car a challenge.
  • Misreading signals: Damage to the brain as a result of the stroke can lead to disability that makes your brain misread signals – such as distances and speeds – which can create frustrating errors in job situations.  
  • Aphasia: Aphasia is a speech disorder that can result from damage to the brain during a stroke. There are different types of aphasia but they all amount to an inability to communicate or understand due to damage to the part of the brain that controls language and communication. 

Can I get Long-Term Disability Benefits for a Stroke?

Can you get long term disability benefits for stroke related symptoms? The answer is most yes. Stroke survivors often face many challenges in their long journey to recovery – if they in fact able to recover – with many finding themselves reliant on Long-Term Disability Benefits for many years, if not permanently..

After the onset of your disability, and for the first two years thereafter, you will be able to qualify for long term disability benefits if you are unable to complete the substantial duties of your own occupation. This means that if – because of your stroke related symptoms – you cannot fulfill the main duties of your own job you will qualify for long-term disability benefits. This is known as the “own occupation” provision.

At the two year junction, most policies change the definition of “disability”. At the two year mark – in most cses – you have the burden of proving that your stroke related symptoms prevent you from completing the substantial duties of “any occupation” for which you may be qualified or suitable, by way of your experience, education and training. This is known as the “any occupation” provision. This shift broadens the scope of what is considered suitable employment and makes it more challenging to prove the inability to work, thereby making it harder to qualify for continued benefits.

If your disability benefits have been terminated or denied, It’s very important that you engage the services of a long-term disability lawyer to help prove that you are unable to complete the substantial duties of any job for which you were reasonably trained. Unfortunately many disability adjusters do not properly understand the theory of this definition from a legal perspective. At this point many disability adjudicators will simply put claimants through a transferable skills analysis or some sort of vocational test – and then have one of their insurance company paid doctors review your file. More times than not it will be determined that no matter what a claimant si suffering from – he or she will be able to go back to work and “do somethin”g. This is not the law nor is it how a court would determine whether or not you are “totally disabled” within the particular meaning of a long-term disability policy. Call us today to schedule your free consultation it your disability benefits have been terminated at the two year mark.

My adjuster is telling me to appeal the termination of my benefits.

Your disability insurance company may try to refer you to their internal appeals committee. Remember – you most likely have the right to submit “fresh” or “additional” medical eviudence to substantiate your disability. The reality is that you are appealing the denial of your disabiilty benefits to the same insurance company that denied your benefits in the first place. Instead of submitting and internal appeal, contact our Long-Term Disability lawyers to get the FREE information you need to make a better and more informed decision about how to handle your Long-Term Disability Benefits denial after a suffering from and living with symptoms of a stroke.

If you have been Denied Long-Term Disability Benefits after a Stroke you have Rights.

The effects of a stroke can greatly affect work productivity and can put even more mental strain on you. If your Long-Term Disability claim has been denied due to a stroke, you have rights, for example:

  • you have the right to “say no” to the appeals process
  • you have the right to hire your own disability lawyer to fight for you
  • you have the right to talk to a disability lawyer for free
  • you have the right to pursue a claim against your disability insurer for breach of contract
  • you have the right access a disability lawyer free of charge on a no-win, no fee basis

If you have been denied Long-Term Disability insurance after suffering a stroke, don’t wait any longer. Contact Lalande Disability Lawyers to speak with our experienced stroke Long-Term Disability lawyers today, and let us help you get the benefits you deserve. We are here to protect your rights so you can move forward with your recovery without added financial stress.

Book Your FREE Consultation with Our Long-Term Disability Lawyers Today

Our stroke disability lawyers understand that surviving a stroke can be difficult to discuss. We are here to help you secure the disability benefits that you need and deserve so that you can focus on your recovery without added financial strain.

There are several ways to book your free consultation with our Long-Term Disability Lawyers:

  • Call us for free no matter where you are in Ontario, or Nationwide at 1-844-4-DISABILITY.
  • You can send us a confidential email through our website – and we would be happy to explain your Long-Term Disability rights and legal options to you, at no cost.
  • You can inquire through any form on our website, and
  • You can CHAT live 24/7 and your discussion will be provided to our intake person without delay and we will get right back to you.



start your case844-434-7224


FAQ about Stroke and Long-Term Disability Claims

Can you qualify for disability benefits if you have survived a stroke?

In most cases, yes, so long as you satisfy the definition of “total disability” as it is set out in your Long-Term Disability policy.

What does total disability mean?

In most cases, total disability means that for the first two years of Long-Term Disability, you must be unable to complete the regular or substantial duties of your own job – which is often called the “own occupation” test. After two years, you must be unable to satisfy the duties of any occupation for which you may be qualified by way of your education, training or experience – which is often called the “any occupation” test.

Can you get Long-Term Disability Benefits if you have survived a stroke?

In most cases, you can qualify for Long-Term Disability Benefits if you have survived a stroke, so long-as you meet the definition of “total disability” within your disability insurance policy.

How hard is it to get disability benefits after a stroke?

In Ontario, you can qualify for disability benefits if you are following a proper treatment plan and you satisfy the requirements of the definition of a “total disability” within the meaning of your disability insurance policy.

Does surviving a stroke qualify me for Long-Term Disability Benefits?

If the symptoms you experience after your stroke prevent you from engaging or completing the substantial duties of your employment and you meet the definition of “total disability” within your disability insurance policy you can qualify.

Should I appeal a denied disability claim?

No, appealing to the same insurance company that denied your disability claim is a waste of your valuable time, you need benefits now. Contact one of our disability lawyers now.

Is talking to a stroke disability lawyer free?

Yes, talking to a disability lawyer about your case should always be free. At Camporese Lalande Disability Lawyers, we never charge anyone to talk to us about their case. We understand that another bill is the last thing you need while suffering and being cut-off disability.

Do I Have A Disability Case?


If you’ve been denied disability or your benefits have been terminated – fill in the form below.  We are more than happy to review your case and get right back to you.

    Disability Conditions
    We Can Help With

    From Breast Cancer to Bipolar Disorder  – we can help with ALL denied disability claims.

    view conditions

      “Matt Lalande halped get my long-term disability benefits back. It was a longer fight than expected, but he managed to help make things right again. Would recommend A+++++ Thank you Matt.”

      Patricia Williamson

      Long-Term Disability

      “Matt Lalande helped me attain my long-term disability benefits. The denial of benefits caused me substantial stress on top of my existing condition. Matt Lalande and his team were very understanding and explained the whole process clearly. They were confident that we would be successful. Dealing ...

      Cheryl Oddie

      Long-Term Disability

      My experience with Mr. Matt Lalande and his team was exceptional. Matt is a very impressive professional when involved in a long-term disability benefits denial. Matt and Heather responded to all my emails and phone calls in a prompt and efficient manner. Matt is a great and honest lawyer. I highly reco...

      Payne Momich

      Long-Term Disability

    view all testimonials

    Long-Term Disability


    view all case results